If you intend to work for a residential lender or mortgage broker, you are required to take and pass a 20-hour pre-licensing course as part of your licensing requirements. Learn in a classroom environment and retain your training experience. We only offer this live-in classroom Loan Originator Training once a month.
NMLS Pre-licensing 20 Hr – Classroom – Instructor Led – December 2-3-4th
NMLS Pre-licensing 20 Hr. Comprehensive PE
Please call us for any training or licensing questions
Stop worrying if English is not your primary language.
Our instructor-led classroom training dramatically assists individuals whose
primary language is not English. The American mortgage industry has many legal
definitions, terms and conditions that are overwhelming, even to native-born US citizens.
With our classroom training, your instructor has the ability to stop the class and take
your question. All you need to do is raise your hand! No more typing your
question into an online chat box and hoping for an answer by the end of the day.
Register here for our December 2-3-4th
There are 8 training seats available now for our December class.
Includes all training , case studies, and practice tests.
Future Training Dates
Live-in-classroom training is always superior to online.
Our training classes are never rushed. | Having printed course materials in front of you; is vastly superior to downloading.
Have a question during our training – JUST raise your hand! You don’t have to type your questions and pray your instructor has the time or the inclination to answer you.
If English is not your primary language you really need to consider our classroom training, and proven teaching materials.
We are the only NMLS approved school that includes a copy of our
Power Point with your training materials.
Future Training Dates for December 2022
Our December class is now open for registration
See our independent reviews from our students on the
Recent Student Feedback From: Andy Taylor
Thanks so much to Garry for encouraging me, and Don for teaching the Feb 9th class I wanted to let you know I passed the exam Feb 22nd with a 92% first time. You guys are great, and I DID study a lot ! From: Kacee Payne Hey Mr. Powell! I attended your class last week and I took my exam today and passed with an 86%! Thanks for all your help
Live Class Times:
Registration doors open at 8:15 AM and close at 8:40 AM
Please bring your printed and completed school registration and NMLS code of conduct forms to class on Friday morning. Upon receiving your online payment we will send you our welcome letter. Our welcome letter will explain how to get your NMLS ID # , directions to our training facility and what to bring to class. You will receive all your books and training materials prior to the beginning of classes.
- Class starts at 8:45 AM with
- Morning break of at 10:30 to 10:45
Lunch break 12:30 to 1:30 each day.
Afternoon break 3:45 to 4:00 each day
- Class ends at 4Pm on Sunday
Directions to our location:
Click to view map: Atlanta Realtors Association Facility in Sandy Springs, GA
How To Become A Mortgage Loan Originator
About Capstone Institute of Mortgage Finance Training
Our NMLS pre-licensing training is totally dedicated to assisting you to do only one thing, and that’s for you to pass the national exam the first time. The quick and easy NMLS Pre-License Education training offered at Capstone is beneficial for many reasons! Learning in a classroom environment is vastly superior to learning online. Very few companies offer live classroom training because of the expense of maintaining the training facilities and they need to go after a larger group of people. The problem with online training is that it’s not as effective as a classroom. This a documented scholastic fact. Scotsman’s Guide is the mortgage industry’s bible of authority, and they reported years ago that the best way to prepare for the National Test & Unified State Test is not with online training but by sitting in a real classroom with your instructor and NMLS Education materials in front of you.
Read the Scotsman guide article on the best ways to prepare for the NMLS test
Open and read the truth from the Scotsman Guide The Industry’s leading authority on Mortgage Lending
Information on your NMLS Testing
See The NMLS Test Topics You’re Required To Know Prior To Testing The NMLS national test of 100 questions is combined with the UST ( Unified State Test) of 25 questions. The required passing score for both parts is 75%. The testing is administered by Prometrics with testing locations throughout the US. Click Here For Information About Prometric And Buying Your Test.
About Our Classroom Training In Atlanta GA.
We normally only offer NMLS approved pre-licensing training once a month in Atlanta and our future training dates are listed below. We only allow students to register for the current training date. You’ll have access to the next class after our current class has concluded.
Take Advantage of Our Classroom Training Style
We recognize that NMLS 20-hour online training is very convenient but the advantages of that should be weighed out carefully before making a decision. Asking questions? Is it easier to ask your questions by raising your hand and have your instructor answer your questions on the spot? Or Is it easier to formulate your question in your head; then type it into a chat box and then wait for the instructor to answer you?
Not everyone passes their NMLS National test the first time.
Some companies like to brag about their student’s passing ratios. Some even boast they have a 90% or higher passing ratio. Yes; they may have a 90% passing average on the required school test. But ??? No schools have a 90% or better first-time student passing average on the NMLS National Test!
Run from any school that says they have a 90% or better passing average on the NMLS National test. The last time we saw any statistics from the NMLS was a statement that the national average passing rate was only about 68%.
From our students reporting back to us and those students taking our refresher classes; we estimate our first-time passing ratio varies between 79% and 85% . For our students who don’t pass their national test the first time, we offer a free refresher course within 90 days after completing their initial class. There is a $200.00 fee if you wish to repeat the class after 90 days. Please call Garry or Kathy if there are extending circumstance which prevented you from taking advantage of your refresher within your 90 days.
About Our Instructors
All Capstone instructors have 25 or more years of industry experience and 5 or more years teaching this course.
About Our Training Materials
Our training manual, homework assignments, and supplements are the most comprehensive available today. The author of all our materials is Kathy Lewis; who has 38 years of experience in the residential mortgage and training industry and has published over 112 publications. Kathy is also the founder and President of Capstone. You saw above in the NMLS test topics how much information you’ll be expected to know before your test. Open our manual and see for yourself the amount of detail we cover to assist you in preparing for your national test.
Getting Your Free NMLS Personal ID #
NMLS requires as a precondition of being licensed as a loan originator, that all individuals have their personal NMLS personal ID #. This is very important because, without your ID # , we will not be able to give you credit for completing your training. FYI: Reading your NMLS Loan Originator handbook is highly advisable. Learn how to get your personal NMLS user account View your NMLS Originator’s Handbook
We limit our class size is limited to 20 students so register early.
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Put in Dunwoody or Sandy Springs as your location or near zip code 30328
NMLS Typical Licensing Fees For Loan Originators In Most States.
What Happens After A Student Registers For Class
After registering for class the student will receive a welcome letter. It will contain pertinent information covering directions, how to get your NMLS ID #, what to bring to class. Everyone receives their printed manual and other materials on the first day of class.
Arriving on The First Day Of Training
After registration, you’ll receive your welcome letter by email with directions and a google map to assist you. Students are expected to be at the school’s location and in our classroom by 8:15 AM on Friday the first day of class. Upon entering the Board of Realtor front entrance, you’ll see a large prompter screen showing you the location of the classroom. Coming late for class is frowned upon and can result in the student being moved to the next month’s training date. Please allow for traffic on Friday and typically you shouldn’t have any difficulties with traffic on Saturday and Sunday. Upon arriving you’ll present your proof of identity (driver’s License – Passport) and then receive your school materials, homework, practice tests, and course handouts. On Sunday afternoon you’ll take your school test. The NMLS requires that you pass the school test to receive your Certificate of Completion.
Are you a licensed GA Realtor and need 20 hours of CE?
The GREC has approved Capstone and this training for 20 hours of continuing education credit. There’s a $50.00 fee to transfer your CE hours into the GREC database. To receive your GREC 20 hr credit you’ll need to turn in a duplicate of homework assignments, We will give you duplicate papers of your homework to complete and turn in on Sunday afternoon. Visit the GA Real Estate & Insurance Commission and check your CE standings. This training is approved by the GREC and can be used to credit bank 20 of CE to your account There’s a $50.00 fee to transfer 20 hours to your GREC account. View your GREC for your educational credits