Please take your time and review all of the new
information regarding training & testing!
Please call 404-925-8888
If you have any questions regarding any of our training programs
or would like to speaking to our Director of Operations about careers
in the mortgage industry.
NMLS Pre-licensing 20 Hr. Comprehensive PE
We’ve upgraded to a larger training room.
We can now easily accommodate up to 30 students and
maintain the 6 ft social distancing requirements.
Our Next Class Will Be June 12-13-14th
Friday Saturday Sunday
Seating is limited to 30 students
Register now and confirm your seat.
Includes All materials and NMLS Fees
$349.00Add to cart
About Your Capstone Institute Training
Recent Student Feedback
February was our last live class until we re-started in June
On Tue, Feb 25, 2020, 10:00 PM
From: Andy Taylor
Thanks so much to Garry for encouraging me, and Don for teaching the Feb 9th class I wanted to let you know I passed the exam Feb 22nd with a 92% first time. You guys are great, and I DID study a lot 🙂
Date: 3/2/20 7:14 PM (GMT-05:00)
From: Kacee Payne
Hey Mr. Powell! I attended your class last week and I took my exam today and passed with an 86%!
Thanks for all your help
Live Class Times:
Students are required to be seated in the classroom by 8:30 AM on Friday morning only.
Saturday and Sunday’s classes start at 9 AM.
- Morning breaks of 15 minutes are scheduled each day at 10:30 to 10:45
Lunch breaks are scheduled from 12:30 to 1:30 each day.
Afternoon breaks are scheduled at 3:45 to 4:00 each day
Class ends at 5 Pm on Friday and Saturday
Class ends at 4 Pm on Sunday
How To Become A Mortgage Loan Originator
About Capstone Institute of Mortgage Finance Training
Our NMLS pre-licensing training is totally dedicated to assisting you to do only one thing, and that’s for you to pass the national exam the first time. The quick and easy NMLS Pre-License Education training offered at Capstone is beneficial for many reasons!
Learning in a classroom environment is vastly superior to learning online. Very few companies offer live classroom training because of the expense of maintaining the training facilities and they need to go after a larger group of people. The problem with online training is that it’s not as effective as a classroom. This a documented scholastic fact.
Scotsman’s Guide is the mortgage industry’s bible of authority, and they reported years ago that the best way to prepare for the National Test & Unified State Test is not with online training but by sitting in a real classroom with your instructor and NMLS Education materials in front of you.
If English is your second language or you dislike being rushed through
online training, please consider attending our classroom training in Atlanta.
Read the Scotsman guide article on the best ways to prepare for the NMLS test
Open and read the truth from the Scotsman Guide
The Industry’s leading authority on Mortgage Lending
Information on your NMLS Testing
See The NMLS Test Topics You’re Required To Know Prior To Testing
The NMLS national test of 100 questions is combined with the UST ( Unified State Test) of 25 questions.
The required passing score for both parts is 75%. The testing is administered by Prometrics with testing locations throughout the US.
Click Here For Information About Prometric And Buying Your Test.
About Our Classroom Training In Atlanta GA.
We normally only offer NMLS approved pre-licensing training once a month in Atlanta and
our future training dates are listed below. We only allow students to register for the current
training date. You’ll have access to the next class after our current class has concluded.
Take Advantage of Our Classroom Training Style
We recognize that NMLS 20 hour online training is very convenient but the advantages of that should be weighed
out carefully before making a decision.
Is it easier to ask your questions by raising your hand and have your instructor answer your questions
on the spot?
Is it easier to formulate your question in your head; then type it into a chat box and then
wait for the instructor to answer you?
Not everyone passes their NMLS National test the first time.
Some companies like to brag about their student’s passing ratios. Some even boast they have a
90% or higher passing ratio. Yes; they may have a 90% passing average on the required school test.
But no one has a 90% or better first time student passing average on the NMLS National Test!
Run from any school that says they have a 90% or better passing average on the NMLS National test.
The last time we saw any statistics from the NMLS was a statement that the national average passing rate was
only about 68%.
From our students reporting back to us and those students taking our refresher classes; we estimate our
first time passing ratio varies between 81% and 85% .
For our students who don’t pass their national test the first time, we offer a free refresher course within 120 days
after completing their initial class. There is a $175.00 fee if you wish to repeat the class after 120 days.
Please call Garry or Kathy if there are extending circumstance which prevented you from taking advantage of
your refresher within your 120 days.
About Our Instructors
All Capstone instructors have 25 or more years of industry experience and 5 or more years teaching this course.
About Our Training Materials
Our training manual, homework assignments, and supplements are the most comprehensive available today. The author of all our materials is Kathy Lewis; who has 38 years of experience in residential mortgage and training industry and has published over 112 publications. Kathy is also the founder and President of Capstone.
You saw above in the NMLS test topics how much information you’ll be expected to know before your test. Open our manual and see for yourself the amount of detail we cover to assist you in preparing for your national test.
Getting Your Free NMLS Personal ID #
NMLS requires as a precondition of being licensed as a loan originator, that all individuals have their personal NMLS personal ID #.
This is very important because without your ID # , we will not be able to give you credit for completing your training.
FYI: Reading your NMLS Loan Origionator handbook is highly advisable.
Learn how to get your personal NMLS user account
View your NMLS Originator’s Handbook
We limit our class size is limited to 30 students so register early.
Future Training Dates:
Put in Dunwoody or Sandy Springs as your location or near zip code 30328
Capstone’s training is the only school approved
for mortgage training under the GI Bill!
Capstone Institute is the only provider approved under the GI bill covering mortgage education.
Upon completing the training Capstone will furnish the Veteran with a Certificate of Completion and
VA forms 22-1999c and 22-8794. Veterans are encouraged to call us for information under the GI Bill.
NMLS Typical Licensing Fees For Loan Originators In Most States.
After training you’ll need to pay for the following items which are all paid directly through the
NMLS Resource Center website. That’s why obtaining you ID # and login credentials are so important
These fees do not have to be paid all at the same time:
$110.00 National Test Including the Unified State Test
$130.00 NMLS processing fee
$ 15.00 Credit report
$ 36.25 Criminal Background check
What Happens After A Student Registers For Class
After registering for class the student will receive a welcome letter. It will contain pertinent information covering directions, how to get your NMLS ID #, what to bring to class and your link to your online manual. You can request
your printed manual be sent to you by FEDEX for $15.00. Everyone recives their printed manual and other printed materials on the first day of class.
Students are advised to start reading their online manual and concentrate on becoming familiar with mortgage terms /definitions and Sections 7 & 8 which cover taking a detailed application and loan processing.
Arriving The First Day Of Training
After registration you’ll receive your welcome letter by email with directions and a google map to assist you.
Students are expected to be at the school’s location and in our classroom by 8:30 AM on Friday the first day of class.
Upon entering the Board of Realtor front entrance, you’ll see a large prompter screen showing you the location of the classroom.
Coming late for class is frowned upon and can result in the student being moved to the next month’s training date.
Please allow for traffic on Friday and typically you shouldn’t have any difficulties with traffic on Saturday and Sunday.
Upon arriving you’ll present your proof of identity (drivers License – Passport) and then receive your printed training manual, homework, practice tests, and course handouts.
You’ll have homework assignments to complete each night, which will be reviewed the next day in class.
On Sunday afternoon you’ll take your school test. The NMLS requires that you pass the school test to receive your Certificate of Completion.
(HINT) If you pay attention and do your to your homework the school test shouldn’t be a problem.
Are you a licensed GA Realtor and need 20 hours of CE ?
The GREC has approved Capstone and this training for 20 hours of continuing education credit.
There’s a $50.00 fee to transfer your CE hours into the GREC database.
To receive your GREC 20 hr credit you’ll need to turn in a duplicate of homework assignments, We will give you duplicate papers of your homework to complete and turn in on Sunday afternoon.
Visit the GA Real Estate & Insurance Commission and check your CE standings. This training is approved by the GREC and can be used to credit bank 20 of CE to your account There’s a $50.00 fee to transfer 20 hours to your GREC account. View your GREC for your educational credits