FHA Direct Endorsement Underwriting

Aspiring mortgage processors & underwriters wishing to learn the steps involved to become a FHA DE underwriter

Course Summary:

Our FHA Direct Endorsement Underwriting program gives you the guidance you need to understand and underwrite mortgage loans with full confidence. When you finish this FHA DE Underwriting course, you’ll have a complete grasp of the FHA Direct Endorsement process and the steps that keep every loan aligned with FHA standards.
FHA Direct Endorsement

$475.00

Printed books and practice materials are included and shipped FEDEX 2 day overnight to your location.

Kathy Lewis Founder & Presiden Of Capstone Institute of Mortgage Finance
Instructed by Kathy Lewis
Master Mortgage Trainer Since 1986
100% satisfaction seal
Who should take this training?

This Training Is Designed For:

  • FHA Underwriters returning to Lending
  • Experienced FHA Processors
  • Conventional Underwriters
  • Experienced FHA Loan Closers
  • Regional Sales Managers & Branch Managers
Asking Questions & Support?

There are two ways to ask questions during or after your training. Even if it’s been years since you completed your training with us, all you need to do is to call 888-254-3431 or email Kathy  at kathyl@capinst.com

Our support is unconditional and unlimited to all of our students.

Training Includes Case Studies & Practice Exercises

During your training Kathy is going to walk you through page by page of each case study, and don’t forget about the Forms & Checklists. They’re going to be invaluable to you when reviewing your loans before signing off and approving them.

Open Table of Contents and see why we prove we cover everything

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FHA UNDERWRITERS RETURNING TO LENDING

Miss the action and the compensation?  Been out of FHA for awhile.  Looking for the right course to get you up to speed quickly? 
If you have your CHUMS number, then Kathy Lewis FHA DE training is the gold standard.  Get current on the guideline changes changes and rule changes.

This is not a short cut class only lasting a few hours but a 9.45 hour course that doesn’t miss anything.
Competition offers 5 hour and 6 hour overview courses which is fine for some. 

But imagine how much information there not sharing to keep it cheap and to suck in new processors  into thinking they can get a FHA DE job with only no , or 1 or 2 years experience.

There are changes every year, and Kathy Lewis stay on top of them so you don’t.

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EXPERIENCED CONVENTIONAL UNDERWRITERS:

If you’re an experienced conventional underwriter and expanding your skills to include FHA, you’re going to love this course. Kathy has held both positions of Conventional and DE underwriter and understands what new skills you’ll need to expand to become a competent DE underwriter.
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EXPERIENCED FHA PROCESSORS:

If you’re an experienced FHA processor (3 to 5 yrs) then you’re also ready for this training. Capstone has hundreds of testimonial letters since 1986 from new FHA underwriters or their managers thanking Kathy for helping them submit their first 15 test cases and receiving approval on all of them first time.
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CONVENTIONAL LOAN PROCESSORS:

Are you a strong conventional loan processor but have limited or no FHA processing experience? Not to worry! If this is the case, we recommend you take our FHA origination & processing training prior to taking the FHA DE training.

We’ll also help by offering you a $95.00 discount when taking them together. You’ll save money and time by doing it this way.

Our FHA origination and processing training is 8 hrs. Our FHA DE training is 9.45 hours and the training is at your disposal for 1 year each.

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BRANCH MANAGERS:

As a Branch manager, your time spent monitoring the quality of your loan applications is directly related to how many loans you’ll close the next month. Sure, it’s great to have a big pipeline, but only if the loans don’t get kicked back and do eventually close. And how about those loans that were denied? How many other loans could your processor have submitted and closed if you had foreseen the problems in the beginning?

View some of our recent and established clients:

US Department of HUD:
National & Regional Lenders
  • DEPT HUD / Atlanta Housing
  • Citizens Bank
  • Freedom Mortgage
  • Union Pacific
  • Navy Federal Credit Union
  • Flagstar
  • Bank of America
  • Chase
  • Citibank
  • Regions Bank
  • Fifth Third Bancorp
  • Truist
  • Space Coast Credit
  • Union
  • Synovus Bank

Strengthen Your Expertise with FHA Direct Endorsement Underwriting Training

The FHA Direct Endorsement Underwriting Course at Capstone Institute is designed to help you build confidence, sharpen your skills, and stay current with the latest FHA guidelines. With more than 9.45 hours of self-paced online instruction, you’ll dive deep into areas like FHA appraisal reviews, credit analysis, streamline refinances, and technical underwriting. The program also includes printed books, practice materials, and detailed case studies that guide you step-by-step, so you not only learn the guidelines but also know how to apply them in real-world situations. Once completed, you’ll receive a recognized certificate of training that lenders and banks across the country trust.

This course is perfect for FHA underwriters returning to lending, and experienced FHA processors, conventional underwriters looking to  expanding their skills, and even branch managers who want to strengthen loan quality within their teams. Taught by Master Mortgage Trainer Kathy Lewis, who has been leading mortgage education since 1986.  The training goes far beyond theory—it prepares you to confidently submit and approve FHA loans without hesitation. With unconditional, unlimited support from Capstone, you’ll never feel alone in your learning journey. By investing in this FHA Direct Endorsement Underwriting Course, you’ll position yourself as a valuable, highly skilled professional in today’s competitive mortgage industry

Mortgage loan officer training

Frequently Asked Questions

How long do I have access to the FHA Direct Endorsement Underwriting course?

You’ll you’ll have 12 months access to complete the training at your own pace.

Yes, generally speaking you’ll need 3 to 5 years FHA processing experience  and additional  FHA underwriting training to be considered for a Direct Endorsement job.  If your background is conventional lending are new to FHA, we recommend starting with our FHA Origination & Processing Training before moving into FHA Direct Endorsement Underwriting

THERE IS NO SUCH THING
There is no national FHA or FHA DE certification.  Some schools will tell beginners they can become certified by simple passing their courses!  For 39 years Capstone offers its recognized school certification to indicate you’ve completed a nationally  recognized course.   Beware of anyone telling you can get a job because because you took a training course and that makes you certifide.  The training prepares you to understand what your job duties are.  It takes a few years of experience to become competent.

You receive both—Online to view your training and printed books with practice materials shipped directly to you by FedEx.
100% customer satisfaction.  You have a trial period to try the course and if not happy return for a refund.

We provide over 9.5 hours of in-depth instruction, case studies, and testing, all guided by Master Mortgage Trainer Kathy Lewis, who has been teaching FHA Training  and FHA underwriting training since 1986. That’s almost 4 decades of mortgage industry recognition.
Take  notice  above of what government agencies, Lenders and Banks use Kathy Lewis training? 
They don’t buy price they invest in quality and customer  support.
Capstone Institute has refunded , believe it or not only 1 FHA Direct Endorsement in the last 15 years. That’s customer satisfaction.

Yes, you’ll have unlimited support, and if needed, you can contact us for guidance even after completing your training.
if you need a refresher after a year its free but it wont include new training manual and case studies.