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Question 1 of 8
1. Question
A lender’s application allows applicants to select “Mr., Mrs., Ms., or Miss,” and states that selecting a title is optional.
Is this permitted under ECOA?
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Question 2 of 8
2. Question
A loan officer asks an applicant to identify their sex to complete a loan file.
Is this allowed?
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Question 3 of 8
3. Question
A lender asks an applicant to identify their religion for recordkeeping purposes.
Is this permissible?
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Question 4 of 8
4. Question
A lender asks an applicant whether they plan to have children in the near future.
Is this allowed?
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Question 5 of 8
5. Question
A borrower mentions a future pregnancy after being asked whether income might change.
What may the lender do?
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Question 6 of 8
6. Question
A lender asks how many dependents an applicant has and their ages.
Is this allowed?
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Question 7 of 8
7. Question
A lender tells an applicant they must disclose child support income to qualify.
Is this correct?
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Question 8 of 8
8. Question
A creditor asks about an applicant’s spouse even though the spouse is not applying for the loan.
When is this permitted?
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