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Question 1 of 2
1. Question
A mortgage broker meets with borrowers, gathers financial information, and regularly refers applicants to specific wholesale lenders that will evaluate whether to extend mortgage credit. During a fair lending review, regulators question whether the broker qualifies as a “creditor” under Regulation B for certain ECOA provisions.
Which statement correctly reflects the definition of “creditor” under Regulation B?
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Question 2 of 2
2. Question
A mortgage broker meets with borrowers, gathers financial information, and regularly refers applicants to specific wholesale lenders that will evaluate whether to extend mortgage credit. During a fair lending review, regulators question whether the broker qualifies as a “creditor” under Regulation B for certain ECOA provisions.
Which statement correctly reflects the definition of “creditor” under Regulation B?
CorrectIncorrect