Quiz Summary
0 of 5 Questions completed
Questions:
Information
You have already completed the quiz before. Hence you can not start it again.
Quiz is loading…
You must sign in or sign up to start the quiz.
You must first complete the following:
Results
Results
0 of 5 Questions answered correctly
Your time:
Time has elapsed
You have reached 0 of 0 point(s), (0)
Earned Point(s): 0 of 0, (0)
0 Essay(s) Pending (Possible Point(s): 0)
Categories
- Not categorized 0%
- 1
- 2
- 3
- 4
- 5
- Current
- Review
- Answered
- Correct
- Incorrect
-
Question 1 of 5
1. Question
FAIR HOUSING ACT
A mortgage loan originator tells a borrower that complaints regarding housing discrimination should be directed to the federal agency responsible for enforcing the Fair Housing Act.
Which agency oversees enforcement of the Fair Housing Act?
CorrectIncorrect -
Question 2 of 5
2. Question
FAIR HOUSING ACT
A lender offers minority applicants higher interest rates and less favorable loan terms than similarly qualified applicants of another race.
Why could this practice violate the Fair Housing Act?
CorrectIncorrect -
Question 3 of 5
3. Question
BLOCKBUSTING
A real estate agent warns homeowners that certain racial groups are moving into the neighborhood and encourages them to sell quickly before property values supposedly decline.
What discriminatory practice is being described?
CorrectIncorrect -
Question 4 of 5
4. Question
RACIAL STEERING
A real estate professional consistently directs borrowers of one race toward specific neighborhoods while discouraging them from considering homes in other areas.
What discriminatory practice is being described?
CorrectIncorrect -
Question 5 of 5
5. Question
REDLINING
A lender avoids making mortgage loans in certain neighborhoods primarily because of the racial makeup of those areas, despite applicants otherwise qualifying for financing.
What discriminatory practice is being described?
CorrectIncorrect