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Question 1 of 5

1. Question
IDENTITY THEFT PROTECTION ACT

What consumer protection benefit allows individuals to review unauthorized activity that may result in identity theft?
- A) Consumers may obtain one free credit report every year
- B) Consumers may request unlimited credit reports every month
- C) Consumers may permanently delete all credit history information
- D) Consumers may block all lender inquiries indefinitely
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Question 2 of 5

2. Question
IDENTITY THEFT PROTECTION ACT

What limitation applies to credit account numbers printed on store receipts?
- A) Full account numbers must appear on all receipts
- B) Only the last five digits of the account number may be shown
- C) Receipts may display only the first five digits of the account number
- D) Credit account numbers are prohibited on electronic receipts only
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Question 3 of 5

3. Question
IDENTITY THEFT PROTECTION ACT

How does the national fraud alert system simplify the reporting process for consumers?
- A) Consumers must contact each credit card company individually
- B) Consumers must separately contact all three credit bureaus
- C) Consumers may make one call to begin a nationwide fraud alert
- D) Fraud alerts are available only through local law enforcement
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Question 4 of 5

4. Question
IDENTITY THEFT PROTECTION ACT

What responsibility does the Act place on lenders and creditors regarding fraudulent activity?
- A) Lenders may wait until consumers discover the fraud
- B) Creditors are only responsible after law enforcement involvement
- C) Lenders are prohibited from monitoring suspicious activity
- D) Lenders and creditors must take action before victims become aware of fraudulent activity
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Question 5 of 5

5. Question
IDENTITY THEFT PROTECTION ACT

What special protection is available for military personnel on active duty?
- A) Automatic deletion of all credit obligations
- B) Placement of special alerts on credit files during overseas deployment
- C) Permanent freezes on all credit reports
- D) Suspension of all credit reporting requirements
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