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  1. Question 1 of 3
    1. Question

    FAIR CREDIT REPORTING ACT

    A mortgage lender wants to obtain credit information from a consumer reporting agency while evaluating a loan application.

    What must the lender obtain from the applicant before requesting the consumer report?

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  2. Question 2 of 3
    2. Question

    FAIR CREDIT REPORTING ACT

    A lender denies a mortgage application based on information obtained from a consumer reporting agency.

    What must the lender advise the applicant?

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  3. Question 3 of 3
    3. Question

    FAIR CREDIT REPORTING ACT

    A consumer is denied a mortgage loan and wants a copy of the consumer report that was used in the credit decision.

    When may the consumer request the report free of charge?

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