Are you looking for FHA underwriting training courses that can help you understand the ins and outs of this important process? If so, you may want to consider taking a course with Capstone Institute. Our FHA underwriting course is designed to give you a thorough understanding of the guidelines and requirements for this type of loan.

You will learn about the different types of FHA loans, as well as how to underwrite them. We will also review case studies and give you the opportunity to practice your skills.  This course is a great way to get started in your career as a mortgage underwriter.

If you’re looking to get your FHA underwriting training, there’s no better place to start than with Capstone Institute. Keep reading for more information!


What do you need to become an FHA underwriter?

The FHA loan underwriting process is different from traditional mortgage underwriting. The Federal Housing Administration has hard limits for applicants but then provides a plethora of allowances and exceptions in the event that folks still might be able to qualify despite their failure to fulfill certain standards. Manual underwriting rather than automated underwriting is acceptable in these situations, but only if the correct paperwork is submitted.

Essentially, the FHA aims to make low-income home loans available on a flexible basis. Exemptions must be carefully evaluated in order for people who are capable of handling an FHA loan to still receive one, while individuals who are patently unqualified at least have a second chance at consideration. Adding to the problem, some FHA loan applications may lack essential documentation such as a credit history, which will necessitate interpreters making adjustments in order to give a fair evaluation.

Extensive training is required to instruct underwriters on how to manage these complicated and subjective examinations. FHA underwriters have to be able to process loan requests both through the regular automated system and also manually. Most importantly, they must know which conditions require what type of response, and what documentation is necessary to continue.

All of these abilities can be learned at the Capstone Institute. After that, you may show your proficiency with Capstone’s respected certifications and endorsements. These documents are recognized nationally by all of the FHA’s major home centers as well as major financial institutions including Bank of America, Wells Fargo, Chase, Citibank, BB&T, Regions Financial Corporation (REG), PNC Financial Services Group (PNC), Suntrust Banks Inc., Synovus Financial Corp., and others.


Convenient Online FHA Training

Our most frequently requested FHA underwriting training is now available online in the form of webinars. Training expert and industry leader Kathy Lewis provides instruction through easy-to-follow sessions. Attendees receive the latest and the most current version of the HUD handbook (4000.1) along with personalized instructions about any recent major changes to FHA policy. Attendees also receive conceptual instruction for the unique skills needed to complete FHA underwriting through manual processes. Then, they receive hands-on experience by considering five case studies that simulate actual FHA loan applications.

The training course is ideal for

  • Current underwriters experienced in handling conventional loans
  • Experienced FHA processors wishing to add underwriting to their skill set
  • Sales managers and branch managers who wish to have a deeper insight into FHA loan underwriting theory and practice

All of our courses come with a satisfaction guarantee- if you’re not content within the first three hours of the experience, then you are able to receive a full refund. Come see for yourself why we reportedly offer some of the best mortgage education available in the nation. To learn more about what we have to offer, visit our FHA underwriting webinar page.


Get FHA Underwriting Training with Capstone

If you are looking for training as an FHA Direct Endorsement Underwriter in Atlanta, look no further than Capstone Institute. Capstone Institute is one of the few learning institutions in the country that can provide widely-recognized endorsements and certifications for FHA underwriting.

Our flexible training programs give current underwriters, processors, and sales managers the skills and knowledge they need to handle the often-complex FHA loans that could cross their desks. Expand your opportunities, further your career, and help those in need get the mortgage they need all through our high-quality training sessions and webinars. Contact us today to learn more about our courses and to register today!