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Question 1 of 7
1. Question
Under RESPA’s civil liability rules for prohibited fees, which of the following correctly states the potential criminal penalty for violating anti-kickback provisions?
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Question 2 of 7
2. Question
Under RESPA’s civil liability for servicing and escrow violations, which of the following is a correct summary of potential penalties?
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Question 3 of 7
3. Question
Which of the following is a common RESPA violation involving refinance and second mortgage loans?
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Question 4 of 7
4. Question
Which RESPA disclosure must be provided at application and include a signed acknowledgment from each applicant?
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Question 5 of 7
5. Question
A servicer sells or assigns a loan but fails to send borrowers proper written notice of the change. What type of RESPA violation is this?
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Question 6 of 7
6. Question
Under RESPA, when an escrow account is established for a purchase or refinance loan, what disclosure must the lender provide?
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Question 7 of 7
7. Question
The Equal Credit Opportunity Act Amendments of 1976 expanded protection against discrimination to include which additional bases?
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