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Question 1 of 3
1. Question
FAIR CREDIT REPORTING ACT
A mortgage lender wants to obtain credit information from a consumer reporting agency while evaluating a loan application.
What must the lender obtain from the applicant before requesting the consumer report?
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Question 2 of 3
2. Question
FAIR CREDIT REPORTING ACT
A lender denies a mortgage application based on information obtained from a consumer reporting agency.
What must the lender advise the applicant?
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Question 3 of 3
3. Question
FAIR CREDIT REPORTING ACT
A consumer is denied a mortgage loan and wants a copy of the consumer report that was used in the credit decision.
When may the consumer request the report free of charge?
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