Skip to content
STUDENT LOGIN
MY ACCOUNT
GROUP MANAGEMENT
888-254-3431
capstone logo
  • Home
  • Courses
    • Kathy’s Live class
    • FHA Underwriter Training
    • Loan Originator Training
    • Mortgage Loan Processor
  • About Kathy Lewis
  • Refund Policy
  • Contact
  • Home
  • Courses
    • Kathy’s Live class
    • FHA Underwriter Training
    • Loan Originator Training
    • Mortgage Loan Processor
  • About Kathy Lewis
  • Refund Policy
  • Contact

P1-38 Quiz

Time limit: 0

Quiz Summary

0 of 8 Questions completed

Questions:

Information

You have already completed the quiz before. Hence you can not start it again.

Quiz is loading…

You must sign in or sign up to start the quiz.

You must first complete the following:

Results

Quiz complete. Results are being recorded.

Results

0 of 8 Questions answered correctly

Your time:

Time has elapsed

You have reached 0 of 0 point(s), (0)

Earned Point(s): 0 of 0, (0)
0 Essay(s) Pending (Possible Point(s): 0)

Categories

  1. Not categorized 0%
  1. 1
  2. 2
  3. 3
  4. 4
  5. 5
  6. 6
  7. 7
  8. 8
  1. Current
  2. Review
  3. Answered
  4. Correct
  5. Incorrect
  1. Question 1 of 8
    1. Question

    Which regulatory agency oversees the Equal Credit Opportunity Act (ECOA)?

    Correct
    Incorrect
  2. Question 2 of 8
    2. Question

    When did the original Equal Credit Opportunity Act become effective?

    Correct
    Incorrect
  3. Question 3 of 8
    3. Question

    The original ECOA initially prohibited discrimination based on which factors?

    Correct
    Incorrect
  4. Question 4 of 8
    4. Question

    The ECOA Amendments signed on March 23, 1976 expanded prohibited bases to include all EXCEPT:

    Correct
    Incorrect
  5. Question 5 of 8
    5. Question

    Most procedural and regulatory changes from the 1976 ECOA Amendments required creditors to comply by:

    Correct
    Incorrect
  6. Question 6 of 8
    6. Question

    What is the general rule prohibiting discrimination under ECOA (Section 1002.4)?

    Correct
    Incorrect
  7. Question 7 of 8
    7. Question

    Under ECOA, the term ‘creditor’ includes persons who regularly:

    Correct
    Incorrect
  8. Question 8 of 8
    8. Question

    Which of the following is included in the expanded prohibited bases of discrimination after the 1976 Amendments?

    Correct
    Incorrect
capstone logo
  • 5784 Lake Forest Dr. Suite 280
    Atlanta, GA 30328
  • (888) 254-3431
  • support@capinst.com
Facebook X-twitter
  • Copyright 2026 Capstone Institute
  • All Rights Reserved
  • Terms and Conditions
  • Privacy Policy
  • Our Blog

ABOUT CAPSTONE INSTITUTE

As one of the very first mortgage education centers, Capstone and our instructors have helped set the standard for mortgage education, training and preparation for industry-related exams.

Read More
  • How to Become a Mortgage Loan Officer
  • Mortgage Education Blog
  • Mortgage Education
  • FHA Training
  • Glossary of Terms
  • NMLS Licensing Guide 2025
  • Mortgage Training Courses Atlanta
  • 20-Hour Mortgage NMLS Pre-License Training
  • MLO Career Guide
  • NMLS Pre-License Requirements 2026
100% satisfaction seal
Answering Questions From Future MLOs