Principles of Mortgage Finance

Principles of Mortgage Finance

Initial On Board Training For New Originators



Principles of Mortgage Finance

Capstone is so sure you’ll enjoy and learn from this training we guarantee your satisfaction.




About Capstone Institute And Your Instructor Kathy Lewis

When Kathy started originating loans for a national builder in Atlanta; she sold over 164 homes in a single year when interest rates were over  over 16.5% APR.

She then saw the need for formalized mortgage training and  founded Capstone Institute of Mortgage Finance in 1986 as the first mortgage training school in the country.

Capstone has earned the respect of the mortgage industry as a leader in origination , processing and underwriter training. 

Optional Brief  History about Kathy Lewis Your Instructor and Capstone Institute



How Our Video training works 

During your registration process you’ll select a user name and password to access your lessons.  After receiving your registration we’ll send out your instruction manual and practice case studies. Please allow 3 to 5 days for your materials to arrive.

After registration you should access your first class to check your video connection, but don’t start your classes until your materials arrive.

Upon receiving your materials please have your instruction manual  and case studies by your side. You’ll need them to follow along with Kathy.

Your books and case studies are fully synchronized to follow your videos.  When Kathy says to move to Section 3 – page  52, your going to see the same information on your computer screen as you do in your instruction  manual.  Please allow 3 to 5 days for shipping


This course is a 2 day program: 10 hours with testing

There are 5 lessons and each lesson is about 2 hours. We recommend students review their lessons at least twice. There is so much good information that’s it’s difficult to remember everything viewing them only once. 


Optional HP12C Financial Calculator Training Included.

The HP12C training is optional and its time is not counted into the 10 hours and can be by passed upon entering the training.
We strongly recommend that you have a financial calculator and know how to use it.

Here’s the  link to amazon to purchase a HP12C  if you don’t already have a calculator


Your Training Materials Include:

* Hard bound printed  training manual
* Printed case study exercises to practice and strengthen your skills
* 7/24 online access for 90 days
* Certificate of Completion after testing


If You Ever Need Assistance

If you ever need assistance on any questions or calculations during or after your training  just call Kathy or email her at:



Job Skills Covered In Your Training?

Originators are  urged to repeat these lessons several times so they can retain better retain the information and then be able to explain it to their managers or to their borrowers.

After training concludes, will be able to refer to their manual in order to find answers to practically every situation they’ll encounter.

Instead of listing general topics as bullet points describing our training please open our technical manual’s table of contents and see all the areas we cover.

Important Note:   Your first lesson begins with Section 4 

Get your pocket calculator out – You’re going to be using it a lot.

Click link to open:  Principles Section 1 Table of Content 2018



Since mortgage terms , definitions and Federal regulations were already covered in your NMLS pre-licensing training they’re not covered again in this training. We included these topics for you  as a reference source. 


Principles of Mortgage Finance

This training teaches you what is required, why it’s required, when it’s required and how to do the calculations without any software. 

If your ever competing against a Veteran originator you’ll need every advantage on your side to beat them.  Veterans originators do get sloppy and do forget the basic’s and do make mistakes all the time.  Just because you’re a rookie doesn’t mean your not competent.

We’ve been offering this training since 1986 and is was good then and even better now.  By using our check lists and following the best procedures you’re going to be successful in your first year.



Not sure yet?   

Take a test drive of your first lesson.

Remember when your actually take this training you’ll have your materials in front you.

This is especially important as Kathy walks you through doing the mortgage math and calculations.


Lesson 1 :   Introduction 



Principles of Mortgage Finance

Capstone is so sure you’ll enjoy and learn from this training we guarantee your satisfaction. 
No other mortgage training school offers this type of guarantee.