FHA Direct Endorsement Underwriting

Why pay exorbitant recruiting fees to find new DE Underwriters?

Let us upgrade your  experienced conventional underwriters, FHA processors or FHA loan closing specialists to qualify as your new Jr. DE underwriters.

Train and promote from within your organization.

RESPA-TILA Integrated Disclosures Training

Why can you trust Kathy Lewis and Capstone Institute?

1st:    30 years of experience and our reputation demonstrates our authority in training
2nd: We’re so confident our training is the best we guarantee it!

Our Guarantee & Refund Policy:

If after your first 3 hours of training  or 10 days from purchase; if you’re not happy just log out of your class and send an email to Kathy or call Capstone Institute 888-254-3431. We’ll send you a FEDEX return shipping label and after we’ve received back your materials we’ll issue you and immediate refund to your credit card.  No training companies offer a better guarantee  or  Refund Policy


About Kathy Lewis Your Instructor:

Kathy Lewis your instructor and author has personally trained more FHA Direct Endorsement Underwriters than any other instructor in the United States and has authored over 100 mortgage training courses and technical manuals.

The Department of HUD also recruited Kathy as an outside training vendor to assist in them in FHA underwriting training at all four homeownership centers.

principles of mortgage finance

Online Courses for FHA Direct Endorsement Underwriting

       Open Your
  FHA DE Manual 
Table of Contents

Who should take this training

This Training Is Designed For:

*FHA Underwriters returning to Lending
*Experienced FHA Processors
*Conventional Underwriters
*Experienced FHA Loan closers
*Regional Sales Managers & Branch Managers:


Your Training Covers Everything Shown In
Our Table Of Contents , Plus 6 Case Studies:

1st:     Underwriting The Appraisal
2nd:  Underwriting The Credit
3rd:   Schedule of Real Estate Owned
4th:   Performing A Technical Review
5th:   Underwriting A Streamline Refinance
6th:   Your Forms & Checklists


FHA Loans Classes for Originators



If you’re an experience conventional underwriter and expanding your skills to include FHA; you’re going to love this course. Kathy has held both positions of Conventional and DE underwriter and understands what new skills you’ll need to expand to become a competent DE underwriter.


If you’re an experienced FHA processor ( 3 to 5 yrs) then you’re also ready for this training. Capstone has 100s of testimonial letters since 1986 from new FHA underwriters or their managers thanking Kathy for helping them submit their first 15 test cases and receiving approval on all of them first time.


Are you a strong conventional loan processor but have limited or no FHA processing experience Not to worry! If this is the case we recommend you take our FHA origination & processing training prior to taking the FHA DE training.

We’ll also help by offering you a $95.00 discount when taking them together within 90 days. You’ll save money and time by doing it this way.

Our FHA origination and processing training is 8 hrs. Our FHA DE training is 12 hours. That’s 20 hours of training at your disposal for 3 months.


As a Branch manager your time spent monitoring the quality of your loan applications is directly correlated to how many loans you’ll close the next month. Sure its great to have a big pipeline but only if the loans don’t get kicked back and do eventually close. And how about those loans that were denied? How many other loans could your processor have submitted and closed if you could have foreseen the problems in the beginning.


Course for FHA Endorsement

Nationally Recognized Agencies & Lenders

Here are a few of our regional and national users:

Dept of HUD
Santa Anna Homeownership Center
Denver Homeownership Center
Atlanta Homeownership Center
Philadelphia Homeownership Center

National & Regional Lenders

Freedom Mortgage
Pacific Union
Bank of America
Wells Fargo
Wells Fargo
Regions Bank
Fifth Third Bancorp
Sun Trust
Synovos Bank