Correctly Calculating The Borrower’s Income


It may sound simple but you’d be shocked that this is one of the top reasons why loans are kicked backed or denied. MLO’s and processors alike miscalculate income all the time.

Note: This program is available for special corporate discounts to training officers and branch managers who would like to incorporate it into their own programs by calling 888-254-3431 or email:

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Correctly Calculating The Borrower’s Income


$69.00Add to cart

Believe it or not:

One of the top reasons loans are returned or denied by lenders is the improper calculation of the borrower’s income.

Regardless of whose mortgage software you’re using, your software can’t look at the borrower’s income documentation and apply underwriting rules on what’s acceptable and what’s not.

Only competent originators and processors can review the borrower’s income and decide if it’s acceptable or not.


Instructor:         Kathy Lewis
Duration:            1:38 Hrs 
Access:                3 Month Unlimited Access
Manual:              Yes – Downloadable
Case Studies:     Yes – Downloadable
Testing:              Yes
Certificate:        Awarded after online testing


Easy to use and to learn

Kathy Lewis’s presentation is easy to follow and is synchronized to your online and downloadable manual with case studies.

Printed Manual and case studies included with the CMS program.



20% Declining Income Rules: When you need to use them
The allowable differences in combining W-2’s and 1099s
When and how to average different incomes over past years and months
When and how to average commissions




Still Not Sure Yet?

Having a loan denied for a rookie error is embarrassing  and could cost you more than $3000.00 in commissions.



$69.00Add to cart