8 Hrs. Georgia CE – Next Class Oct 4th

$139.00

Take advantage of registering for Capstones’s new Georgia “NMLS Approve” 8 hours live continuing education in Sandy Springs Georgia.     One day and your done with no testing.         
Next training date Friday August 16th


NMLS Approves Another Capstone Course

Live Classroom Training / No Testing

GA. 8 Hrs. Comprehensive Classroom CE
Optional AMI Compliant Certificate 

$139.00   Includes a working lunch by Chick-fil-A

Friday – October 4th

$139.00Add to cart

Plus – $125.00 Free Bonus Training For Attending Students
See Details Below

 

Stop punishing yourself with the hassels of online training and testing

Take a well earned day off and enjoy meeting up with your fellow professionals.

 

Instead of dreading on-line  enjoy a day off in a professional classroom and meet with your fellow mortgage professionals.

Enjoy your training with a working lunch and breaks to talk shop, trade rumors, with other attendees.  Get exposed to our market; and to what’s actually happening in the Georgia residential lending market.

 

 

Location:

Atlanta Board of Realtor Training Facilities
5784 Lake Forrest Dr.
Sandy Springs GA 30328

$139.00Add to cart

Register Online Or Call Us (888) 254-3431

Register online above for this live class with no testing or call us at
888-254-3431 or send your request to garryt@capinst.com

Please leave your contact information with our service if after school hours.
If you or your company have previous done business with Capstone please call for your coupon code.

$125.00 Free Bonus Training For Attending Students

Georgia ‘s mortgage laws & regulations in video format and in exact detail.

Not just an over view of Georgia Regs !

 

Are you thinking about becoming a Broker in Georgia?   

Are you currently  a Broker  or Lender with offices in Georgia?

All attending students will receive access at no additional cost
Capstone’s 4 hour online, self paced  video training covering the mortgage
regulation & compliance for the State of Georgia
View our detailed training manual included with your training here

Includes 1 year access with online manual

 

Future Training  Dates Below

Make Your Reservation Here For Our 1 Day Live Training Class

Friday August 23rd   8:30 Am to 5:00 Pm
Includes working lunch 

Seating is limited so register early!

Future Training Dates:
Class times are from 8:30AM to 5 PM with a working lunch

Friday Aug  23rd  ( sold Out )
Friday Sept 13th
Friday Sept 20th
Friday Oct     4th
Friday Oct   11th
Friday Oct   18th
Friday Oct   25th

Location: 

Capstone Institute 
The Atlanta Board of Realtors Training Facilities
5784 Lake Forrest Dr
Sandy Springs GA 30318

Directions

From the South:
I-75 north to I-285 east or I-85 north to I-285 west. Exit at Roswell Road south and turn right onto Northwood Drive. Turn right onto Lake Forrest. The Atlanta REALTORS® Center on the left at the stop sign (intersecting Allen Road).

From the North:
Take GA 400 south and change to I-285 west. Continue as above via Roswell Road.

From East or West:
I-285 to Roswell Road. Continue as above.

 

 

Can’t make our training dates or you’re too far away from Atlanta?

Help us by sending your comment on locations within or near Georiga that work best for you or your company.

We’re planning on holding most of our classes in Sandy Springs Georgia, but we’d love to visit Birmingham, Chattanooga, Nashville, Augusta, Macon, Rome, Savannah, or Columbus.  So please let us know when and where works best for you.

Request A Training Date & Location

 

Still prefer online training?

Take advantage of our affiliations with other approved providers and use our coupon code
Cap30 for your 30% discount on any of their online classes.  Click here for online training

 

Specifics About This Year’s 8 Hrs. Georgia CE Training Program

You may have seen these classes before but not from us.  Getting a refresher class on materials you use to know by heart
won’t strain your brain and you’ll come away better knowing the new changes, rules and how they apply to you and your company.


Capstone Instructors:

Kathy Lewis
President Capstone Institute of Mtg Finance
39 years Mortgage & Real Estate Experience
Master Trainer Conventional – Government Loans – Underwriting-VP Builder Sales & Operations


Donald Powell
43 years of mortgage banking experience
Branch Manager Full Retail Banking, Consumer Lending,  Origination, Operations Manager, Mortgage Servicing, Wholesale Operations.
Regional VP and Servicing Operations


Henry Abshire
30 years of mortgage experience
Broker Principle, Origination, Management, Wholesale Operations
VP Originations & Operations

 

Topics Covered

1 Hour Georgia state law

This course satisfies the state-specific continuing education requirement for Georgia Licensed Mortgage Loan Originators (MLOs). During this 1 hour course, we will provide an overview of the laws and regulations the Georgia Mortgage Professional must know and abide by.

 

3 hrs. Federal Law Requirement – RESPA and SAFE

  • RESPA –Real Estate Settlement Procedures Act (enacted in 1974 implemented by Reg X).  Establishes specific disclosure requirements in the real estate settlement process and prohibits specific practices such as kickbacks.
    • Our discussion includes key insights into the new GFE and discusses the differences between the new and old GFE.
  • SAFE Act– Secure and Fair Enforcement Act for Mortgage Licensing (enacted in2008).  This act is a key component of the Housing and Economic Recovery Act of 2008 (Title V). The SAFE Act sets forth requirements for the licensing and registration of all mortgage loan originators and mandates the creation of a National Mortgage Licensing System and Registry (NMLSR).

 

2 Hours Ethics Requirement – Ethics, Fair Lending, and Fraud

This part of our course provides an ethical foundation and summary for Fair Lending Laws, a summary of fraud schemes and preventative measures and, lastly, focuses on a couple of key topics in Fair Lending. Specifically, this course includes the following modules:

  • How Laws Enforce Ethics –this module covers the ethical and economic basis for laws and discusses the purpose of various fair lending laws in the mortgage industry.
  • More on HOEPA and Predatory Lending– this module details the topic of predatory lending, showing the various methods that have been used and the general prohibitions HOEPA outlines to protect consumers from these practices
  • More on Yield Spread Premiums – this module delves deeper into the hot topic of Yield Spread Premiums
  • Mortgage Fraud – this module covers the common mortgage schemes that have been practiced as well as some basic preventative measures

 

 

2 Hrs. Nontraditional Mortgages Requirement – ARMs and IOs

This part of our course summarizes various types of adjustable rate and interest only non-traditional mortgages that have been introduced over the last 30 years.  This course is taught in the context of the 2007 housing meltdown and includes the features, pros/cons, and pitfalls of each type of loan.

Specific loans covered include:

  • Adjustable-rate mortgages (ARMs)
  • Interest Only mortgages (IOs)
  • Negative Amortization mortgages