Capstone Institute

Excellence In Mortgage Education Since 1986

For more than 30 years, Capstone Institute has been recognized as a national leader in mortgage education, helping thousands of professionals gain the skills they need in “Mortgage Competency.” To date, we’ve trained over 65,000 CMS graduates in loan origination and loan processing. Our training certifications are trusted by banks and HUD homeownership centers across the country. With the experience of Capstone Institute, we can help you begin your career with the skills and knowledge you need to excel in the mortgage industry. Mortgage training starts at Capstone Institute.


Capstone Institute online training courses are designed for new originators and processors to become effective in their positions within 30 days and proficient within 90 days. Our self-paced video lessons are updated with the latest information about mortgage regulations and include all of the training you need to do loan calculations by hand. Our courses feature case studies, simulated loan files, printed manuals, and a Certificate of Completion.


Click any of the links below to learn more about our most popular mortgage training courses. These classes vary in length and material, so it is important that you find the option that’s right for you. Your career in the mortgage industry starts with Capstone Institute.

NMLS Pre-Licensing 20 Hr. Comprehensive PE

Complete your NMLS requirement to become a licensed loan originator. Live classroom training in Atlanta, Georgia.

FHA Direct Endorsement Underwriting

Understand the skills and concepts you need to know to become a competent DE underwriter. Includes 6 case studies.

CMS For Loan Originators

Learn the principles of mortgage finance with Fees Worksheets and Loan Estimate Forms. Includes sales & marketing training.

CMS For Loan Processors

Covers advanced concepts in conventional loan processing, FHA loans, VA loans, and qualifying self-employed borrowers.

Principles of Mortgage Finance

Online, self-paced videos teach you everything you need to know about mortgage finance as a loan originator.

Fundamentals of Loan Processing

Learn all of the loan processing skills you need to excel in your career, without having to depend on loan software.


“After just 6 months in the mortgage lending business, I participated in the pre-licensing class offered through Capstone. The class was highly informative and interactive which helped me to retain the knowledge I needed to pass the National MLO SAFE Test with a 92.”  – Shea Martin

“I just completed the DE Underwriting training with Kathy. 19 years of experience in the industry and I must say, this was absolutely the best course I have ever taken. Extremely informative and well taught. Thank you.” – Keith Holmes

“Capstone exceeded my expectations. The instructors do a great job of explaining things and taking the time to make sure you understand them. I’m about to schedule my exam but I’m confident because of the training and skills I received from Capstone.” – Michael McCollum